For Personal and
Commercial Vehicle Use
This is not just vehicle insurance. It is a structured protection system designed to protect your vehicle, your income, and your ability to continue operating, whether for personal or business use.
Vehicle Asset Protection
Protecting the physical value of your vehicle
Includes protection for
- Collision damage
- Comprehensive protection (fire, theft, vandalism, weather)
- Replacement cost protection (new vehicle protection)
- Permanently attached equipment and accessories
- Glass and windshield protection
- Protection for leased and financed vehicles
Coverage structured to ensure proper replacement and eliminate unexpected financial gaps.
This protects both personal and business vehicle investments.
Mobility & Income Continuity Protection
Protecting your ability to continue working and operating
Includes protection for
- Rental vehicle replacement
- Loss of use protection
- Coverage for business use exposure
- Protection for tools and equipment stored in the vehicle
- Continuity protection for vehicles essential to operations
Coverage aligned with how the vehicle is actually used, personal and professional, ensuring uninterrupted mobility.
This protects your ability to continue working and operating normally.
Liability Shield
Protecting your assets, income, and financial security
Includes protection for
- Civil liability for bodily injury and property damage
- Legal defense costs
- Protection against uninsured or underinsured drivers
- Protection aligned with business and personal usage exposure
Liability limits structured based on real financial exposure.
This protects your personal assets, business, and future income.
The Troika Difference:
Usage-Based Protection Structuring
Most vehicle policies fail to properly address mixed personal and commercial use. Troika Mobility Continuity Protection™ ensures:
- Proper classification of vehicle usage
- Elimination of coverage gaps
- Protection aligned with real operational exposure
- Full transparency and structured advisory
Our objective is simple:
To ensure an accident does not interrupt your mobility, your business, or your financial stability.
Ideal for
- Personal vehicle owners
- Self-employed professionals and contractors
- Delivery and courier operators
- Rideshare and transportation operators
- Business vehicle and fleet owners
- Tradespeople who depend on their vehicle for work
- Leased and financed vehicle owners
For many professionals and business owners, a vehicle is more than transportation.
It is essential to daily operations, income generation, and personal continuity.
Troika Mobility Continuity Protection™ ensures that an accident does not interrupt your mobility, your business, or your financial stability.
Ready to Protect Your Vehicle?
We'll assess your situation and build a continuity plan tailored to your vehicle use and lifestyle.
Talk to a Broker